While we all hope for the best, the reality is that you can’t predict when your funeral will take place. Your family and friends may need to organise your farewell unexpectedly at any time, so getting cover could be useful to consider for most adults at various ages. However, it’s important to consider your eligibility for each policy as every provider usually has an upper and lower cut-off age.
In our comparison, we found that most providers only offered cover to applicants aged 40 years or older. In fact, only one provider offered cover for people under the age of 40. With New Zealand Seniors, you can apply for funeral insurance from just 18 years of age – the youngest age eligibility of all providers in the market. For people looking to take out cover later in life New Zealand Seniors will offer cover right up until the age of 79 (inclusive), only one insurer allowed you to apply up to the age of 80.