Based on your selections, the average cost of a funeral will be:

Basic

Funeral Cost

Standard

Funeral Cost

Premium

Funeral Cost

This information is based on research conducted by CoreData, commissioned by New Zealand Seniors. These averages are provided for information purposes only and is not intended to be a recommendation to purchase funeral insurance.

Funeral costs are on the rise in New Zealand

Our Cost of Death report shows Kiwis are paying more for funerals every year as the average price has gone up annually since 2011. Whether you’re just planning for the essentials, or carrying out a traditional tangi, it’s important to think about where the money will come from and how it can impact your loved ones.

Cremations are still the most affordable option but even a basic service can cost over $3,000 – a 36% increase in the last 5 years. Burial costs have risen by 34% in the same period – a basic service now starts at $6,000 while a full service is more than double that.

However, there are no set prices for a funeral; the total cost will depend on the exact service you decide to carry out as well as any extras you want to include. Looking at average costs in your region could help you set a suitable budget.

Looking out for those who matter

It’s impossible to know when a funeral will need to be paid for, but there is a way to ensure your family will have help available when the time comes. Seniors Funeral Insurance provides a fast lump-sum payout of up to $30,000 to help loved ones honour your memory when you pass away. Your family can use the money any way they want, so they’ll never have to worry about the impact of rising funeral costs.

Our Seniors Promise

When you take out Seniors Funeral Insurance, we make this promise to you:

Your premiums will reduce by 5% for every five years you hold your Policy.

When the time comes, your family will receive your covered amount or all of the premiums you’ve paid in for your cover – whichever is greater.

Once you turn 85, you can choose to cancel your cover to receive an Early Cash Back payment of your chosen benefit amount.

Why New Zealand Seniors

Seniors deserve insurance cover that delivers real value – providing ultimate control and peace of mind. Discover more about New Zealand Seniors.

Peace of mind

Your policy is insured by Pinnacle Life, who have been insuring New Zealanders for over 20 years.

Reliable & knowledgeable

Specialised in insurance for the over 50s.

Simple solutions

Financial protection that’s simple to use and understand.

We care

Helping protect your loved ones with quality product and service.

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Everything you need to know about funeral insurance

Compare Funeral Insurance

Discover what you need to look out for when comparing policies and getting the best value

Regions of New Zealand

  • Auckland - 1
  • Northland, Waikato, Bay of Plenty and Gisborne - 2, 4, 9, 14
  • Wellington and Surrounding Regions - 5, 6, 12, 15
  • Canterbury and the Northern Regions - 3, 7, 8, 13
  • Otago, Southland and West Coast - 10, 11, 16
Regions of New Zealand

About the data

The Cost of Death report from New Zealand Seniors was developed in partnership with CoreData, a global research specialist in the financial space. The findings are based on information collected in 2019 over the main concerns Kiwis have around death and funerals, as well as the latest trends affecting their decisions.

New Zealand Seniors is a proud supporter of encouraging open and thoughtful conversations around funeral planning. Read the full breakdown of our latest report to find out how you compare with the rest of the country, or talk to us about planning a better future for your loved ones today.

How can we help?

To find out more about New Zealand Seniors,
speak to one of our friendly insurance specialists now